How your data is used
We take your privacy seriously and handle your personal data in line with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
What data we hold
We hold data necessary to manage your account and resolve any outstanding balance. This includes:
Why we use it
We use your data to:
Our lawful basis for processing is legitimate interests — we have a legitimate interest in recovering money owed to us — balanced against your right to fair treatment.
Special category data
If you tell us about financial hardship, health conditions, or vulnerability, we treat this as sensitive data. It is stored encrypted, accessed only by authorised staff, and used solely to ensure we treat you fairly.
How long we keep it
We keep account data for 6 years from the date the account is settled or closed, in line with standard financial record-keeping requirements.
Your rights
You have the right to:
To exercise any of these rights, contact us through your account portal or in writing.
Free debt advice
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